On the entry plans, OptiQube’s creative costs roughly $0.43 per image against $1.95 per download on AdCreative.ai Starter with monthly billing ($39 ÷ 20 credits), or about $1.00 on yearly billing. The gap is not the sticker price. It is that OptiQube spends credits on generation for a whole catalog, while AdCreative.ai spends them on every file you take out.
Here is the catalog math for a store with 200 products that wants a square and a portrait creative for each: 400 files a month. On AdCreative.ai that is 400 downloads, past the 300 base credits on Professional and Ultimate, so you need Professional’s 450-credit tier at $339/mo; on OptiQube, Pro at $189/mo (25,000 credits) covers about 568 images at the 44-credit average. One caveat cuts the other way: OptiQube spends credits on every image it generates, including the ones you reject, while AdCreative.ai charges only for what you download.
The figures in this article are what adcreative.ai displayed on 16 Oct 2026 with the monthly billing toggle: Starter $39, Professional $249 and Ultimate $999 a month, with yearly billing 50% off and quarterly 25% off. Third-party pricing sites quote older or mixed numbers (Starter from $20 to $39, Ultimate from $599 to $999), so check the live page before you buy and keep a screenshot of the plan you sign up for.
Neither tool charges a percentage of ad spend. OptiQube’s Agency S/M/L plans ($279/$399/$599 a month) add sub-accounts and a separate credit pool per client; AdCreative.ai’s Ultimate plan is sold by brand and user count (25 brands, 20 users).
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